GroWise Capital: Terms & Conditions

 

Welcome to the website of GroWise Capital (Pty) Ltd, registration number 2019/381527/07 (“GroWise,” “we,” “our,” or “us”). By accessing or using our website, you agree to these terms and conditions (“Terms”). If you do not agree, please discontinue use of the website.

 

1. Acceptance and Updates to Terms:

 

These Terms apply each time you visit or use our website. GroWise may update the Terms at any time, and continued use of the website implies acceptance of the latest version.

 

2. Use of the Website:

  • Registration and Access: Certain services require registration. By registering, you confirm that you’re authorized to represent your company and provide accurate information.
  • Permitted Use: You agree to use the website only for lawful purposes. Unauthorized reproduction, distribution, or transmission of content is prohibited.
  • Accuracy of Information: GroWise provides general information for convenience; it’s not professional advice. Users are encouraged to consult qualified advisors before making financial or legal decisions.

3. Intellectual Property:

  • Ownership: All content, including text, images, and logos, are owned by or licensed to GroWise and are protected by law. Unauthorized use, copying, or distribution is prohibited.
  • Trademark Use: The trademarks on our site are registered to GroWise. They cannot be used without written permission.

4. Data Privacy and Security:

  • Personal Information: By using this website, you consent to our collection and processing of personal information as described in our Privacy Policy.
  • Security Risks: While we take precautions to secure your data, online transmissions carry risks, and GroWise disclaims liability for intercepted or altered information.

5. Third-Party Links and Content:

  • External Links: Our website may include links to third-party sites for convenience. GroWise does not control or endorse these sites and is not responsible for their content or security.
  • User Responsibility: You access third-party links at your own risk.

6. Disclaimers and Limitation of Liability:

  • Website Use: Use of the website is at your own risk. GroWise disclaims all warranties, express or implied, including those of accuracy, security, and suitability for any purpose.
  • Limitation of Liability: GroWise and its directors are not liable for any direct, indirect, or consequential damages from your use of the website, including data loss, operational failures, or reliance on information provided here.

7. Applicable Law and Dispute Resolution:

  • These Terms are governed by South African law, and any disputes shall be subject to the jurisdiction of the South African courts.

8. Data Collection, Verification and Marketing Consent:

 

By accepting these Terms and Conditions, you hereby consent to and authorize GroWise Capital Proprietary Limited (“GroWise Capital”) to:

 

1. Credit and Information Checks

    • Contact, request, and obtain information from Experian, a registered credit bureau, in order to assess your behavior, profile, payment patterns, indebtedness, whereabouts, and creditworthiness.
    • Make any reasonable inquiries to verify and research details provided by you to GroWise Capital.
    • Access your business bank statements via Tryfetch, or any South African bank, or any third party at any time during your relationship with GroWise Capital.

2. Marketing Communication

    • Place your name on GroWise Capital’s marketing mailing list for relevant communication. You may request removal from this list at any time by providing a written request to GroWise Capital.

3. Verification of KYC Information

    • Contact the landlord listed in your funding application for the purpose of verifying your Know Your Customer (KYC) information and confirming your rental standing, as required.

Contact Us: For questions about these terms and conditions, please contact GroWise Capital:

39 Rivonia Road, Sandhurst