We understand that every business is unique, and so we approach every business differently. You’ve got a business to run, we make it easy for you to finish our process without hassle or interruption. Let’s get your questions answered!

Local is Lekker, so is local funding! Any South African CIPC registered business that has been operating for at least 6 months may qualify. You will also need to utilise an active business bank account and have an average monthly turnover of over R50 000.

‘When life gives you lemons!’… Business funding can be used for any business-related activities, from increasing working capital to boosting cash flow in slower months. No one understands your business better than YOU do, so we’re not going to tell you what to do with your funding, but what we can tell you is that we love seeing people grow from start-ups to sustainable businesses and we love being a part of the growth.

We are able to fund your business anywhere from R15,000 to R3,000,000. Once we have received your application, we will assess your business and ensure that the funding you receive is tailored to what you can afford – speak to a GroWise consultant.

NO! We do not charge any up-front pre-approval fees to our clients. You want the funding, and we want to give it to you!
We offer short-term funding solutions for your business. The funding term can range anywhere from 6 weeks to 12 months, depending on the client’s needs and the outcome of their application.

Although we understand that not all businesses and people have perfect credit scores, we do take them into consideration when we undertake our internal affordability assessments to determine a business’ ability to secure business funding.

Right here. Alternatively, should you wish to speak to a member of the GroWise team, give us a call on +27 (10) 594 5354, and one of our funding specialists will guide you through the process.

When we say ‘fast, no-nonsense’, we mean it. We pride ourselves on a fast, easy application process. Your online application can be completed within 4 minutes, you can start by clicking here. Once we have received a completed application, funding could be provided before you have even had time to finish your 5th cup of coffee.

Back for more? GREAT! At GroWise Capital, we enjoy building long-standing relationships with our clients, and being part of their journey to success. We understand that you may require funding today to boost your business during peak season, but tomorrow you may need funding when business is slow. Therefore, once you are 80% paid-up, we offer an easy re-application process.
We provide you with cash upfront for your business, with flexible repayments and terms. Simply put, we design funding that sets you up for success and assists your business.
GroWise will provide your business with a lump sum of up-front funding. In exchange for this lump sum, we purchase a percentage of your future business’ receivables for the contract term, until the agreed sum is paid-up. This allows us to structure very flexible repayment terms for our clients.

We offer flexible repayment structures and methods designed around your individual needs. Repayments are either daily, or weekly via debit order. We keep it simple so you can focus on what matters – your business.

We understand that no two businesses were created equally and that every business has unique financial requirements. We fuse our advanced underwriting models with our understanding of human nature to customise our funding solutions to our clients’ specific requirements. We speed up the funding, and you speed up the growth.
Should your business find itself in a position where it no longer needs business funding and you may wish to settle-up early, we allow our clients to settle-up the agreed amount at any point during their contract. No early-settlement penalties apply, and your business may even be entitled to an early-settlement discount! Your business may choose to settle up, and re-advance their contract, as it needs additional cash-flow. Your business may receive a discount on early-settlement should they choose to re-advance with GroWise.